Xcel Financial Team

Eddie Garcia

Eddie has successfully established himself as a leader in the industry as an independent home loan provider offering mortgage plans tailored to meet the immediate and long term needs of current and future homeowners.

Tracie Garcia

Principal Owner Tracie provides our team with the highest level quality in administrative, organization and customer service relations possible. She implements proven effective and...

Cristie Walk

Cristie comes to our team with years of mortgage banking experience and is actively involved in the processing aspect of our loans. Her eye for detail and organization skills contribute to the success of our company greatly.

Krista Noble

Krista delivers excellent customer care with attention to detail and communication with clients. She manages customer correspondence and enjoys helping the office keep in touch with clients beyond the...

Aaron B Allen

Aaron has assisted many individuals and families in purchasing and refinancing their homes. His business comes from repeat clients, client referrals, and realtor partners. Having honesty ....

Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available. We are able to assist in the financing of the following loan programs:

Conventional Fixed Rate Loans
Fixed Period ARM Loans
Jumbo Loans
FHA Purchase and Streamline Loans